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ken
Mad Brick Rider
Joined: 26 Mar 2008
Posts: 89
Location: Denver
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 Posted: Mon Nov 14, 2011 8:36 pm Post subject: Happy to report....but INSURANCE!!!! OUCH |
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the clutch is still out of the K, but we expect tomorrow to go pay for a new to us 1994 LT with 53,000 miles.
they are hammering me....at least I think.....because I dropped the insurance when the bike was broken.
i am in Colorado what kind of $ are people paying for insurance?
I have 1 speed, and 2 equipment tickets since 2009.
With $5000 med payments they are wanting nearly $600
_________________
Ken in Denver |
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Scott_Anderson
Site Admin
Joined: 05 Sep 2006
Posts: 3122
Location: Central Iowa, USA
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| Posted: Wed Nov 16, 2011 8:34 am Post subject: |
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If I was you I'd be shopping around. Someone is trying to cut a fat hog there.
Now granted I haven't had any tickets for a looooong time.
My Progressive premium is $335 for 2 bikes for a whole year. Also 5000 medical, which I do need to change(increase bigtime or get a separate umbrella policy), but that's a topic for another thread.
Now I do have discounts for multi-bike, annual payment(not monthly), no claims, and having taken a riders ed class.
So, be checking others out. ymmv.
_________________
Ride safe.
1995 K1100LT 0302044
2017 FLHTK Ultra Limited
Garmin StreetPilot 2820
Garmin Zumo 550
Garmin Zumo XT
"One who does not ask questions is ashamed to learn" Danish proverb
1997 K1100LT 0302488(R.I.P.)
1997 R1100RT ZC62149(sold) |
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Sonu
Flying Brick Rider
Joined: 15 Jan 2004
Posts: 400
Location: San Jose, CA
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| Posted: Wed Nov 16, 2011 12:49 pm Post subject: Re: Happy to report....but INSURANCE!!!! OUCH |
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| ken wrote: |
i am in Colorado what kind of $ are people paying for insurance?
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Ken,
I'm in California paying $275/yr with progressive.
Past rounds of comparison shopping always brought me to Progressive. I also like their "accident forgiveness" (& hope I never need to activate that!) How it works is that if you've been a continuous customer, they do not jack up your rates should you have a claim.
Sanjiv
_________________
1997 K1100LT "Ziggy" _GarminGPS_Corbin saddle_K Guards _Hyperlights_Fog lights_Eastern Beaver Relays_Cee Bailey_4"speakers_Michelin PR4's_MoS2_Spiegler lines_TPMS_VDO
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dwerbil
Flying Brick Rider
Joined: 18 Jun 2010
Posts: 224
Location: Round Rock, Tx
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| Posted: Wed Nov 16, 2011 1:32 pm Post subject: |
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I just only carry liability on the three bikes I keep on the road, all through Dairyland. Runs about $100 a year for all three.
_________________
93 K1100RS ~ 2004 R1150RT ~ 84 RS ~ 78 R100/7 ~ 65 R60/2
Click for pics
Randy at Round Rock, Texas |
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sccommuter
Flying Brick Rider
Joined: 25 Oct 2011
Posts: 155
Location: Metromess, Tx
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| Posted: Wed Nov 16, 2011 7:01 pm Post subject: |
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paying $275/yr in SC with Auto Owners Ins. Progressive quoted me $600/yr. and State Farm, my insurer for home and cars, wanted $868. One speeding ticket! What a rip off!!
_________________
1995 K1100 LT
Illegitimi non Carborundum |
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BobZ(IL)
Rider in the Sky
Joined: 20 May 2007
Posts: 651
Location: Bourbonnais, IL
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| Posted: Wed Nov 16, 2011 10:02 pm Post subject: |
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AARP/Foremost Insurance - $105.00/yr for both bikes.
_________________
'93 K1100LT
'78 R100S
'05 R1200GS
BMWMOA, CRBMWOA, ABC, K11OG #997
Live well, do good work, enjoy the ride. |
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