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owrstrich
Flying Brick Rider
Joined: 29 Oct 2006
Posts: 2566
Location: CheezConsin
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 Posted: Wed Jul 30, 2008 3:49 pm Post subject: Share Your Motobrick Insurance Policy Details Here |
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unless you are on barack insane obmammas 60% income tax list and your team of layers have your geezer self all self insured... whats yous gotts...
here be me... i was thinking my coverages maybe too low and may need a bump...
two motobricks $388 total per year for this $1,000 deductible coverage...
Coverage & Premium Information - 1994 BMW K1100RS - 1996 BMW K1100LT
BODILY INJURY & PROPERTY DAMAGE LIABILITY - 27.00 - 37.00
BI $100,000 EACH PERSON - $300,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT
UNINSURED/UNDERINSURED MOTORIST - $96.00 - $74.00
$100,000 EACH PERSON - $300,000 EACH ACCIDENT
UM PROPERTY DAMAGE $10,000 LESS $250 DEDUCTIBLE - $3.00 - $3.00
COMPREHENSIVE $1,000 DEDUCTIBLE - $26.00 - $24.00
COLLISION $1,000 DEDUCTIBLE - $37.00 - $41.00
ACCESSORY COVERAGE $3,000 - INCL - INCL
ROADSIDE ASSISTANCE - $10.00 - $10.00
Premium by Vehicle - $199.00 - $189.00
Total Policy Premium - $388.00
progressive blew everybody away... crazy aint it...
johnny
_________________
yeeeeeehaaaaaaa... |
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Flying Duck
PsyKotic Waterfowl
Joined: 27 Jan 2005
Posts: 10088
Location: Bumf***, WA
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| Posted: Wed Jul 30, 2008 4:05 pm Post subject: |
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I just have liability/uninsured on both of my bikes. Progressive seems to be the only company that gives a decent discount for multiple bikes. $168 for both bikes.
I'll never insure the K75 which I plan to have together soon. Insurance is not required for bikes in WA and that bike will not be leaving the state. I'm actually going to sell it. My inital plan was to keep it as my in town bike after selling the K100RS4V but then I bought the K1100RS and the power and brakes on K11s make the desicion a no-brainer.
I got roadside assistance too and without that it would've only been $148/year - but I'll bet if I ever need the RA that I'll forget that I have it.  I'll either be consumed with "WTF is wrong with my bike" or "***, I crashed."
Also, Progressive covers you in Canada - but you need to call them to get a special proof of insurance card for Canada.
_________________
93 LT (x2)
94 RS
86-97 K75F(K75/100/1100 Frankenbrick)
86 K75C w/paralever, hi perf cams,TURBO!
91 & 92 K75Ss
91 K1
86 custom K100
14 WR250R
IBA #17739 (SS1K, BBG, 50CC)
Buy parts HERE |
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owrstrich
Flying Brick Rider
Joined: 29 Oct 2006
Posts: 2566
Location: CheezConsin
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| Posted: Wed Jul 30, 2008 4:12 pm Post subject: |
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insurance is not required for bikes in wa...
you mean absolutely no insurance coverage is required... i dont get it... why not...
j o
cloudy and high of 63 both sat and sun...
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Flying Duck
PsyKotic Waterfowl
Joined: 27 Jan 2005
Posts: 10088
Location: Bumf***, WA
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| Posted: Wed Jul 30, 2008 4:18 pm Post subject: |
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From the RCW (state law) on mandatory insurance:
| Quote: | (3) The provisions of this chapter shall not govern:
(b) The operation of a motorcycle as defined in RCW 46.04.330, a motor-driven cycle as defined in RCW 46.04.332, or a moped as defined in RCW 46.04.304.
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Motorcycles are harmless I guess.
_________________
93 LT (x2)
94 RS
86-97 K75F(K75/100/1100 Frankenbrick)
86 K75C w/paralever, hi perf cams,TURBO!
91 & 92 K75Ss
91 K1
86 custom K100
14 WR250R
IBA #17739 (SS1K, BBG, 50CC)
Buy parts HERE |
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CheapJapCopy
Mad Brick Rider
Joined: 17 Dec 2007
Posts: 137
Location: Berlin, Germany
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| Posted: Wed Jul 30, 2008 4:22 pm Post subject: |
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| Flying Duck wrote: | From the RCW (state law) on mandatory insurance:
| Quote: | (3) The provisions of this chapter shall not govern:
(b) The operation of a motorcycle as defined in RCW 46.04.330, a motor-driven cycle as defined in RCW 46.04.332, or a moped as defined in RCW 46.04.304.
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Motorcycles are harmless I guess. |
That's pretty crazy..
_________________
1992 K1100RS - Red and gold. |
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Flying Duck
PsyKotic Waterfowl
Joined: 27 Jan 2005
Posts: 10088
Location: Bumf***, WA
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| Posted: Wed Jul 30, 2008 4:25 pm Post subject: |
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Accuweather for Port Townsend:
Saturday, Aug 2
High: 66 °F RealFeel®: 67 °F
Clouds yielding to sun
Sunday, Aug 3
High: 65 °F RealFeel®: 67 °F
Partly sunny
And it'll be a little cooler out near Neah Bay.
If it's cloudy in the monring, we'll skip Hurricane ridge and hit it on the way back.
Due to the mountains, the weather is generally a little better than Seattle. This area along the top of the Olympic Peninsula and the San Jaun Islands is referred to as the Banana Belt because it's shaped like <fill in the blank>
I was going to wear a mesh jacket but if it's gonna be that cool I think I'll go with leather.
_________________
93 LT (x2)
94 RS
86-97 K75F(K75/100/1100 Frankenbrick)
86 K75C w/paralever, hi perf cams,TURBO!
91 & 92 K75Ss
91 K1
86 custom K100
14 WR250R
IBA #17739 (SS1K, BBG, 50CC)
Buy parts HERE |
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owrstrich
Flying Brick Rider
Joined: 29 Oct 2006
Posts: 2566
Location: CheezConsin
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| Posted: Wed Jul 30, 2008 4:35 pm Post subject: |
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i was gonna wear this...
jo
_________________
yeeeeeehaaaaaaa...
Last edited by owrstrich on Wed Jul 30, 2008 4:39 pm; edited 2 times in total |
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Flying Duck
PsyKotic Waterfowl
Joined: 27 Jan 2005
Posts: 10088
Location: Bumf***, WA
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| Posted: Wed Jul 30, 2008 4:39 pm Post subject: |
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I prefer the ATGATT look:
_________________
93 LT (x2)
94 RS
86-97 K75F(K75/100/1100 Frankenbrick)
86 K75C w/paralever, hi perf cams,TURBO!
91 & 92 K75Ss
91 K1
86 custom K100
14 WR250R
IBA #17739 (SS1K, BBG, 50CC)
Buy parts HERE |
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mike toon
Mad Brick Rider
Joined: 16 May 2008
Posts: 117
Location: Beautiful Downtown Burbank CA
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| Posted: Wed Jul 30, 2008 9:45 pm Post subject: |
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CA state minimum. Geico, $108 for all three bikes.
_________________
Current Bikes
1993 K1100LT
1976 GL1000 Naked
1981 GL1100 Naked
2000 DR650 Dual Sport |
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Flying Duck
PsyKotic Waterfowl
Joined: 27 Jan 2005
Posts: 10088
Location: Bumf***, WA
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| Posted: Wed Jul 30, 2008 9:55 pm Post subject: |
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Geico's site quoted me the bikes one at a time - no discount.
_________________
93 LT (x2)
94 RS
86-97 K75F(K75/100/1100 Frankenbrick)
86 K75C w/paralever, hi perf cams,TURBO!
91 & 92 K75Ss
91 K1
86 custom K100
14 WR250R
IBA #17739 (SS1K, BBG, 50CC)
Buy parts HERE |
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mike toon
Mad Brick Rider
Joined: 16 May 2008
Posts: 117
Location: Beautiful Downtown Burbank CA
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| Posted: Wed Jul 30, 2008 10:07 pm Post subject: |
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I have to take that back. Geico charged $108 for one bike. Got another bike and called. They added it with no increase. Guess I can only drive one at a time. Mercury has the other and only a few months left so it's not beneficial to get a refund. When it's up, I assume Geico will add it also.
_________________
Current Bikes
1993 K1100LT
1976 GL1000 Naked
1981 GL1100 Naked
2000 DR650 Dual Sport |
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Scott_Anderson
Site Admin
Joined: 05 Sep 2006
Posts: 3120
Location: Central Iowa, USA
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| Posted: Thu Jul 31, 2008 8:01 am Post subject: Re: Share Your Motobrick Insurance Policy Details Here |
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| owrstrich wrote: | unless you are on barack insane obmammas 60% income tax list and your team of layers have your geezer self all self insured... whats yous gotts...
here be me... i was thinking my coverages maybe too low and may need a bump...
two motobricks $388 total per year for this $1,000 deductible coverage...
Coverage & Premium Information - 1994 BMW K1100RS - 1996 BMW K1100LT
BODILY INJURY & PROPERTY DAMAGE LIABILITY - 27.00 - 37.00
BI $100,000 EACH PERSON - $300,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT
UNINSURED/UNDERINSURED MOTORIST - $96.00 - $74.00
$100,000 EACH PERSON - $300,000 EACH ACCIDENT
UM PROPERTY DAMAGE $10,000 LESS $250 DEDUCTIBLE - $3.00 - $3.00
COMPREHENSIVE $1,000 DEDUCTIBLE - $26.00 - $24.00
COLLISION $1,000 DEDUCTIBLE - $37.00 - $41.00
ACCESSORY COVERAGE $3,000 - INCL - INCL
ROADSIDE ASSISTANCE - $10.00 - $10.00
Premium by Vehicle - $199.00 - $189.00
Total Policy Premium - $388.00
progressive blew everybody away... crazy aint it...
johnny |
Johnny, mine's pretty close to the same coverages
B.I.L. 100,000EP/300,000EA P.D.L. 50,000 $46
Uninsured 100,000EP/300,000EA $65
Underinsured 100,000EP/300,000EA $18
Medical 5,000 $47
Comp 100 ded $11
Coll 250 ded $43
Custom parts etc,, $1000 included
Roadside Asst included
Total 12mo. $230
Just got my renewal notice in the mail yesterday.
B.T.W. It's with Progressive. When I started riding again in '04 no other companies would write me a policy since I hadn't ridden/owned a bike for 5 years consecutively prior.
_________________
Ride safe.
1995 K1100LT 0302044
1997 R1100RT ZC62149
2017 FLHTK Ultra Limited
Garmin StreetPilot 2820
Garmin Zumo 550
Garmin Zumo XT
"One who does not ask questions is ashamed to learn" Danish proverb
1997 K1100LT 0302488(R.I.P.) |
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